Typical range $400–$2600

Insurance Total-Loss Buyout — Retain and Sell

Insurance total loss buyout — how does it work?

When you retain a total-loss vehicle, the insurer subtracts a salvage value from your settlement. If our cash offer exceeds that deduction, retaining and selling to us nets you more money. We buy retained total losses within 10 miles of Pontiac with free towing and cash at pickup.

  • Compare offer vs. salvage deduction
  • Pickup from storage and body shops
  • Salvage and scrap titles accepted
  • Cash on the spot

Step 1 of 4

60 seconds

Tell us about the car

Prefer to talk? Call (248) 555-0100 — a real person in Pontiac answers.

Insurance total loss buyout: questions we get

How do I know if retaining the car is worth it?

Ask your adjuster for the exact salvage deduction, then get our offer. If our number is higher, retaining wins — the math is that simple.

Can you pick up from the insurance storage yard?

Yes, as long as you authorize the release and the storage fees are settled.

Do you buy repairable total losses too?

Yes. Whether we part it out or resell it whole, you get a cash offer either way.

How much is my junk car worth?

Most junk cars in the Pontiac area pay between $300 and $2,500. Weight sets the floor and parts demand sets the ceiling, so a complete truck or SUV pays more than a stripped-out compact. Our online form gives you an instant estimated range in about 60 seconds.

Do you really pay cash on the spot?

Yes. Our driver hands you cash when the vehicle is loaded. No mailed checks, no holds, no payment apps required.

Is towing actually free?

Yes, inside our 10-mile radius of Pontiac. We own our tow trucks, so there's no third-party towing bill to deduct from your offer.

How fast can you pick up my car?

Same day is normal if you call before mid-afternoon. Otherwise next day. We give you a time window so you're not waiting around.

Get your cash offer in about 60 seconds

Tell us the year, make, model, and whether it runs. We'll show a real range instantly and confirm a firm number on one quick call.

Call (248) 555-0100Get My Offer